No.1 Money Saving Experts: Do Not Buy A House! Putting Money In A Bank Makes You Poorer!

with Steven Bartlett

2h 10m15 Sept 20252.8M views

Episode Overview

Are we falling for the biggest money traps of our generation? And what are the money habits that actually build millions? Raoul Pal, Jaspreet Singh, and Humphrey Yang reveal the truth about renting vs buying, escaping credit card debt, mastering passive income, and investing with $0!

This personal finance roundtable brings 3 leading finance experts to discuss building wealth and planning for your financial future. Jaspreet Singh is an entrepreneur and founder of Minority Mindset, Raoul Pal is a former hedge fund manager and CEO of Real Vision, and Humphrey Yang is a personal finance creator and former financial advisor at Merrill Lynch.

They discuss:

◼️Why saving money won’t make you rich, and what to do instead

◼️The single best skill to escape being broke in 2025

◼️ Why renting is smarter than buying (even if you can afford to buy)

◼️ The tiny money habit that quietly builds millions over time

◼️ Why most people under 45 won’t get a pension (and what to do instead)

◼️The truth about crypto, AI and why the financial system doesn’t want you prepared

Follow Jaspreet:

X: http://bit.ly/3HSFdO3

‘Market Briefs’ newsletter:: http://bit.ly/4mWeqzr

YouTube: http://bit.ly/46hbTbU

Follow Raoul:

X: http://bit.ly/466Fe8Q

Website here: http://bit.ly/4m6Rexb

You can download Raoul Pal’s 5-Year Roadmap for free here: http://bit.ly/3JQok7g

You can purchase ‘The Everything Code’, here: https://amzn.to/48cJ2bk

Follow Humphrey:

Youtube: http://bit.ly/3KgmkoJ

Instagram: http://bit.ly/4gs6kMI

Website- Humphreysguide.com

The Diary Of A CEO:

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Chapters

00:00Intro

02:24How Do I Make More Money?

05:13Pointless Jobs That Actually Made You the Most Money

06:53How to Visualize Your Finances

07:44Social Pressure With Money

09:37The Simple Money Tracking Hack

13:32Best Form of Investing: Active or Passive?

18:34More People Joining Crypto

21:07Bitcoin Is Too Speculative

28:31Stocks vs Crypto

34:01How Would You Invest $1,000?

42:13The S&P 500 vs the Nasdaq-100

44:14Dollar-Cost Averaging

47:12Remove Emotion From Financial Decisions

48:08Should We Be Putting Everything Into Crypto?

49:36If Crypto Isn't the Future, What Takes Its Place?

54:26Sponsored Segment

56:24What to Do When You're in Debt

59:43Bankruptcy: When Should Someone Consider It?

01:02:13What If You Don’t Want to File for Bankruptcy?

01:03:55The Myth of Passive Income

01:05:51How Well Can You Actually Do From Property Investments?

01:10:35Should You Buy Rental Properties for Passive Income?

01:11:21More People Are Renting in the US Over Buying

01:13:33Is Property a Good Way to Build Wealth?

01:19:30Is There Any Such Thing as Good Debt?

01:20:30Leveraging Your Current Assets

01:41:37Framework for Making More Money Easily

01:47:53Keeping Your Money in a Bank Is Making You Poorer

01:51:58What Do Rich People Know That Most Others Don’t?

01:54:41Relationships Make Money

01:59:44How Much Do Geographies Matter When Making Money?

02:02:30Is the UK a Good Place to Build Wealth?

02:05:49Closing Statements

Key Insights

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